UHC Dual Complete WA-D001 (PPO D-SNP) - 2024 UnitedHealthcare (2024)

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UHC Dual Complete WA-D001 (PPO D-SNP) - 2024 UnitedHealthcare (1) (4 / 5)

UHC Dual Complete WA-D001 (PPO D-SNP)is a Medicare Advantage (Part C) Special Needs Plan by UnitedHealthcare.

This page features plan details for 2024 UHC Dual Complete WA-D001 (PPO D-SNP)H0271 – 044 – 0 available in Select Counties in Washington.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Locations

Asotin County, Washington

Benton County, Washington

Clallam County, Washington

Click to see more locations

Plan Overview

UHC Dual Complete WA-D001 (PPO D-SNP)offers the following coverage and cost-sharing.

Special Needs Plan Type:Dual-Eligible
Conditions Covered:
Insurer:UnitedHealthcare
Health Plan Deductible:Coming soon
MOOP:$13,300 In and Out-of-network
$8,850 In-network
Drugs Covered:Yes

Please Note:

  • This plan is a Medicare Special Needs Plan for people with both Medicare and Medicaid. Contact the plan for details.
  • Depending on your level of Extra Help, you may pay less for the drugs than the cost sharing amount listed. Look on the Extra Help letters you get, or contact the plan to find out your exact costs.

Ready to sign up for UHC Dual Complete WA-D001 (PPO D-SNP)?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

UHC Dual Complete WA-D001 (PPO D-SNP)has a monthly premium of $40.60. This amount includes your Part C and D premiums but does not include your Part B premium.The following is a breakdown of your monthly premium with Part B costs included.

Part BPart CPart DPart B Give BackTotal
$174.70$0.00$40.60$0.00$215.30

Please Note:

  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

UHC Dual Complete WA-D001 (PPO D-SNP)provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$545.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Basic
Additional Gap Coverage:No
Formulary Link:Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$40.60$0.00

NOTE: The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.

Initial Coverage Phase

After you pay your $545.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

30 Day

60 Day

90 Day

30 Day

60 Day

90 Day

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.

30 Day

90 Day

30 Day

90 Day

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs.

Additional Benefits

UHC Dual Complete WA-D001 (PPO D-SNP)also provides the following benefits.

Health plan deductible

Coming soon

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$13,300 In and Out-of-network
$8,850 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network Yes, contact plan for further details

Outpatient hospital coverage

In-network 0% or 0-20% coinsurance per visit (Authorization is required.) (Referral is not required.)
out-of-network 30% coinsurance per visit (Authorization is required.) (Referral is not required.)

Doctor visits

In-network Primary0% or 0-20% coinsurance per visit (Not applicable.) (Not applicable.)
out-of-network Primary30% coinsurance per visit (Not applicable.) (Not applicable.)
In-network Specialist0% or 0-20% coinsurance per visit (Authorization is required.) (Referral is not required.)
out-of-network Specialist30% coinsurance per visit (Authorization is required.) (Referral is not required.)

Preventive care

In-network $0 copay (Authorization is not required.) (Referral is not required.)
out-of-network 0-30% coinsurance (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$0 or $100 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$0 or $0-40 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

In-network Diagnostic tests and procedures0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic tests and procedures30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Lab services$0 copay (Authorization is required.) (Referral is not required.)
out-of-network Lab services$0 copay (Authorization is required.) (Referral is not required.)
In-network Diagnostic radiology services (e.g., MRI)0% or 0-20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic radiology services (e.g., MRI)30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient x-rays0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Outpatient x-rays30% coinsurance (Authorization is required.) (Referral is not required.)

Hearing

In-network Hearing exam0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Hearing exam30% coinsurance (Authorization is required.) (Referral is not required.)
Fitting/evaluationNot covered (There are no limits.) (Not applicable.) (Not applicable.)
In-network Hearing aids$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Hearing aids$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Preventive dental

In-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

In-network Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Restorative services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Restorative services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Endodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Endodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Periodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Periodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Extractions$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Extractions$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
In-network Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Vision

In-network Routine eye exam$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)
out-of-network Routine eye exam30% coinsurance (Limits may apply.) (Authorization is required.) (Referral is not required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
In-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Contact lenses$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
In-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
out-of-network Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

In-network Occupational therapy visit0% or 0-20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Occupational therapy visit30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Physical therapy and speech and language therapy visit0% or 0-20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Physical therapy and speech and language therapy visit30% coinsurance (Authorization is required.) (Referral is not required.)

Ground ambulance

In-network 0% or 20% coinsurance (Not applicable.) (Not applicable.)
out-of-network 20% coinsurance (Not applicable.) (Not applicable.)

Transportation

In-network $0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Foot care (podiatry services)

In-network Foot exams and treatment0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Foot exams and treatment30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Routine foot care$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Medical equipment/supplies

In-network Durable medical equipment (e.g., wheelchairs, oxygen)0% or 20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Durable medical equipment (e.g., wheelchairs, oxygen)30% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Prosthetics (e.g., braces, artificial limbs)0% or 20% coinsurance per item (Authorization is required.) (Not applicable.)
out-of-network Prosthetics (e.g., braces, artificial limbs)30% coinsurance per item (Authorization is required.) (Not applicable.)
In-network Diabetes supplies$0 copay per item (Authorization is required.) (Not applicable.)
out-of-network Diabetes supplies30% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is not required.) (Referral is not required.)

Medicare Part B drugs

In-network Chemotherapy0% or 0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Chemotherapy30% coinsurance (Authorization is required.) (Not applicable.)
In-network Other Part B drugs0% or 0-20% coinsurance (Authorization is required.) (Not applicable.)
out-of-network Other Part B drugs30% coinsurance (Authorization is required.) (Not applicable.)
In-network Part B Insulin drugs0% or 0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)
out-of-network Part B Insulin drugs30% coinsurance (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

In-network $0 or $1,890 per stay
$0 per day for days 91 and beyond (Authorization is required.) (Referral is not required.)
out-of-network 30% per stay (Authorization is required.) (Referral is not required.)

Mental health services

In-network Inpatient hospital – psychiatric$0 or $1,890 per stay (Authorization is required.) (Referral is not required.)
out-of-network Inpatient hospital – psychiatric30% per stay (Authorization is required.) (Referral is not required.)
In-network Outpatient group therapy visit with a psychiatrist0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Outpatient group therapy visit with a psychiatrist30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient individual therapy visit with a psychiatrist0% or 0-20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit with a psychiatrist30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient group therapy visit0% or 20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Outpatient group therapy visit30% coinsurance (Authorization is required.) (Referral is not required.)
In-network Outpatient individual therapy visit0% or 0-20% coinsurance (Authorization is required.) (Referral is not required.)
out-of-network Outpatient individual therapy visit30% coinsurance (Authorization is required.) (Referral is not required.)

Skilled Nursing Facility

In-network Coming soon (Authorization is required.) (Referral is not required.)
out-of-network Coming soon (Authorization is required.) (Referral is not required.)

Ready to sign up for UHC Dual Complete WA-D001 (PPO D-SNP)?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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UHC Dual Complete WA-D001 (PPO D-SNP) - 2024 UnitedHealthcare (2024)

FAQs

What does UHC dual complete plan mean? ›

UHC Dual Complete® (HMO D-SNP) combines your Medicare and Medical Assistance services. It combines your doctors, hospital, pharmacies, home health care, nursing home care, and other health care providers into one coordinated care system. It also has care coordinators to help you manage all your providers and services.

What is the difference between Medicare and UHC Medicare Advantage? ›

Original Medicare covers inpatient hospital and skilled nursing services – Part A - and doctor visits, outpatient services and some preventative care – Part B. Medicare Advantage plans cover all the above (Part A and Part B), and most plans also cover prescription drugs (Part D).

Can you have both Medicare and Medicaid in Washington state? ›

Duals have both Medicare and Medicaid. the payer of last resort if there's another insurance (i.e. an employer or retiree health plan). Once on Medicare, claims are processed FIRST by Medicare A or B or their MA plan (Part C).

What is the over the counter benefit for Medicaid in Washington state? ›

(CHPW) Dual Plan, you have an over-the-counter (OTC) benefit allowance of $250 every quarter. This benefit allows you to get OTC products you may need. Be sure to use your benefit amount before the end of every quarter. Simply order online at shopping.

What is a D-SNP? ›

Dual Eligible Special Needs Plans (D-SNPs) Dual Eligible Special Needs Plans (D-SNPs) enroll individuals who are entitled to both Medicare (title XVIII) and medical assistance from a state plan under Medicaid (title XIX). States cover some Medicare costs, depending on the state and the individual's eligibility.

How much UnitedHealthcare OTC benefits in 2024? ›

You can also order by phone at 1-888-628-2770 (TTY: 711) Monday to Friday, from 9 AM to 8 PM local time or online at https://www.cvs.com/benefits. You order from a list of approved items, and it will be sent to your address. How much is my OTC benefit? You have $25 per month.

What is the disadvantage of UnitedHealthcare? ›

Special needs plans can get pricey: While lower-priced plans are available, UnitedHealthcare also offers the highest-priced special needs plan (SNP) in 2024, so it's worth keeping an eye on the cost for plans that fit your needs.

Why do doctors not like Medicare Advantage plans? ›

In some cases, your doctor may not agree with your insurance provider's decision to approve a less expensive treatment before paying for a more expensive one that your doctor may recommend. Providers in Medicare Advantage networks may also have to take time away from patients to spend it on pre-authorization paperwork.

What is the most highly rated Medicare Advantage plan? ›

Our Top Medicare Advantage Providers
  • Best Consumer Reputation: Blue Cross Blue Shield.
  • Best Nationwide Coverage: Humana.
  • Best Local Support Services: Aetna.
  • Largest Provider Network: UnitedHealthcare.
  • Best Additional Benefits: Cigna.
  • Best Overall CMS Rating: Anthem.
Jun 3, 2024

What is the income limit for Washington Apple Health 2024? ›

Today, Apple Health covers adults with incomes up to 138 percent of the federal poverty level. In April 2024 that translated to about $20,784 for a single person or $43,056 for a family of four.

Why do some people have both Medicare and Medicaid? ›

Low-income, older adults, and people with disabilities are eligible for both Medicaid and Medicare. Although it might seem that having double coverage would be helpful, the reality for decades has been the opposite.

How much money can you have in the bank to qualify for Medicaid in Washington? ›

The Medically Needy Pathway has an asset limit of $2,000 for an individual and $3,000 for a couple. 2) Asset Spend Down – Persons who have assets over Medicaid's asset limit can still qualify for Medicaid by “spending down” extra assets.

Is Medicare grocery allowance real? ›

The Medicare grocery benefit, also referred to as a Medicare food allowance or Medicare grocery allowance, is a benefit offered under certain Medicare Advantage plans that allows certain Medicare beneficiaries to buy healthy food and pantry options for more nutritious meals.

Can I buy meat with my OTC card? ›

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

Does everyone on Medicare get OTC benefits? ›

Over-the-counter (OTC) benefits help cover the cost of eligible OTC health and wellness products. This benefit is included in most Medicare Advantage plans, but not all. And different plans may have different OTC benefits.

What are some distinct advantages of dual Special Needs plans? ›

Examples of extra benefits a Dual Special Needs Plan may provide include:
  • Credits to buy health products.
  • Transportation assistance.
  • Care coordination via a personal care coordinator.
  • Personal emergency response system (PERS)
  • Tele-health options such as virtual medical visits with your doctor.
  • Worldwide emergency coverage.

What is dual advantage? ›

Medicare Dual Advantage (HMO SNP) is a Medicare Advantage plan for people who qualify for both Medicaid and Medicare. This plan helps coordinate your healthcare needs with no monthly premiums or deductibles.

How do I get my free Fitbit from UnitedHealthcare? ›

To get started, enter the first 9 digits of your member ID (including zeros) and 5 digit zip code [Example: 999999999-55555]. After redeeming your Fitbit® device, sign in to your plan website, go to Health & Wellness and look for Renew Active to learn more and join the Fitbit® Community today.

What is the difference between DSNP and MMP? ›

But there's a key difference. With an MMP, all Medicare and Medicaid benefits are provided through 1 single health plan. With a D-SNP, members keep the same Medicaid plan and all the same Medicaid benefits as they get today.

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